Comments on: Up in ARMS – When is it right to use an Adjustable Rate Mortgage? http://www.investorgeeks.com/articles/2006/09/08/up-in-arms-when-is-it-right-to-use-an-adjustable-rate-mortgage/ Learning and sharing investment knowledge. Thu, 17 Mar 2011 02:30:53 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Media Bubble: Stock Market vs. Real Estate | Investorial http://www.investorgeeks.com/articles/2006/09/08/up-in-arms-when-is-it-right-to-use-an-adjustable-rate-mortgage/#comment-800348 Media Bubble: Stock Market vs. Real Estate | Investorial Mon, 30 Mar 2009 02:44:53 +0000 http://www.investorgeeks.com/articles/2006/09/08/up-in-arms-when-is-it-right-to-use-an-adjustable-rate-mortgage/#comment-800348 [...] audience. Historically low-interest rates encouraged buyers to dig deeper into their pockets. Banks introduced innovative mortage strategies that appear to make it more convenient to own your dream house. I will also consider the [...] [...] audience. Historically low-interest rates encouraged buyers to dig deeper into their pockets. Banks introduced innovative mortage strategies that appear to make it more convenient to own your dream house. I will also consider the [...]

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]]> By: Larry Nusbaum http://www.investorgeeks.com/articles/2006/09/08/up-in-arms-when-is-it-right-to-use-an-adjustable-rate-mortgage/#comment-5186 Larry Nusbaum Tue, 19 Sep 2006 04:18:41 +0000 http://www.investorgeeks.com/articles/2006/09/08/up-in-arms-when-is-it-right-to-use-an-adjustable-rate-mortgage/#comment-5186 Read this twice and call me in the morning: http://millionairenowbook.blogspot.com/2006/09/call-to-arms.html Read this twice and call me in the morning:
http://millionairenowbook.blogspot.com/2006/09/call-to-arms.html

]]> By: Media Bubble: Stock Market vs. Real Estate » Investments + Editorials: Dissecting the good, the bad, and the ugly of investment / financial media! http://www.investorgeeks.com/articles/2006/09/08/up-in-arms-when-is-it-right-to-use-an-adjustable-rate-mortgage/#comment-4816 Media Bubble: Stock Market vs. Real Estate » Investments + Editorials: Dissecting the good, the bad, and the ugly of investment / financial media! Wed, 13 Sep 2006 14:56:42 +0000 http://www.investorgeeks.com/articles/2006/09/08/up-in-arms-when-is-it-right-to-use-an-adjustable-rate-mortgage/#comment-4816 [...] Real Estate Bubble On the other hand, the rise of the real-estate market was not the result the media feeding an obsessed audience. Historically low-interest rates encouraged buyers to dig deeper into their pockets. Banks introduced innovative mortage strategies that appear to make it more convenient to own your dream house. I will also consider the popularization of “Rich Dad, Poor Dad” materials to have nudged the general public. Everybody and their uncles and aunts wanted to earn passive incomes through rentals and get rich quick by flipping foreclosed properties. [...] [...] Real Estate Bubble On the other hand, the rise of the real-estate market was not the result the media feeding an obsessed audience. Historically low-interest rates encouraged buyers to dig deeper into their pockets. Banks introduced innovative mortage strategies that appear to make it more convenient to own your dream house. I will also consider the popularization of “Rich Dad, Poor Dad” materials to have nudged the general public. Everybody and their uncles and aunts wanted to earn passive incomes through rentals and get rich quick by flipping foreclosed properties. [...]

]]> By: Brian Carr http://www.investorgeeks.com/articles/2006/09/08/up-in-arms-when-is-it-right-to-use-an-adjustable-rate-mortgage/#comment-4588 Brian Carr Sat, 09 Sep 2006 18:24:00 +0000 http://www.investorgeeks.com/articles/2006/09/08/up-in-arms-when-is-it-right-to-use-an-adjustable-rate-mortgage/#comment-4588 I purchased my first home a little over a year ago using an ARM loan for two reasons: 1 - It helped me get a lower monthly payment (I pay both principal and interest and bought a house well within my means) and 2 - I believe when my mortgage readjusts in 4 years interest rates will be below what I was paying when I bought the loan. Granted, I do not believe the Fed will return rates to their historic lows, but thanks to 17 straight increases (I got in towards the end), the economy has slowed and if there are any signs of a recession, I believe the Fed will relax rates. A bit of a risk on my part, but because I bought a house I could afford otherwise, I'm not going to be left holding the bag. I purchased my first home a little over a year ago using an ARM loan for two reasons: 1 – It helped me get a lower monthly payment (I pay both principal and interest and bought a house well within my means) and 2 – I believe when my mortgage readjusts in 4 years interest rates will be below what I was paying when I bought the loan. Granted, I do not believe the Fed will return rates to their historic lows, but thanks to 17 straight increases (I got in towards the end), the economy has slowed and if there are any signs of a recession, I believe the Fed will relax rates.

A bit of a risk on my part, but because I bought a house I could afford otherwise, I’m not going to be left holding the bag.

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