Certificates of Deposit are not for everyone but if you live long enough you will probably be considering them at some point. If you are going to invest with what banks currently call CDs then you should be smart about it. Using a technique called "laddering" or "stepping" you can improve your liquidity and maximize your returns over the long run by protecting yourself from downturns in market interest rates.
Continue Reading 2 comments Friday, Jul. 14, 2006
by Kevin
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Filed under: Personal Finance, Retirement Plans, How to Invest
